There is no one right way to ask your date their credit score, but here's one way to do it, which you can edit according to whatever feels appropriate and comfortable.
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Driving a brand new car probably means they have good credit, but it could also mean they live way above their means. Does it seem like they're spending money in a manner meant to impress you?
There's nothing wrong with a date spending money on you.
There is nothing wrong with wanting to know how a potential partner handles their finances.
And there's nothing wrong with asking about it during the dating phase.
Bronx resident Equana Cobb was on a date last year when the guy started talking about buying a car and other big-ticket items, only to find out later that he still lived with his mom.
“I had to ask him about his credit score,” says Cobb, a 32-year-old graduate student.
After all, the first date went well, and hopes are high the second date will go even better.
What you've reached at this point is a level of comfort that may include room for an exchange of your credit scores. Instead, try focusing on things that should help give you a good idea of their financial life in general. If they're renting that will tell you less about their finances than if they own.
A discrepancy is also a bad sign — the study found that a 66-point difference is linked to a 24 percent greater chance the couple will break up.